I always hear someone say the phrase “delayed but not denied.” In many situations delays cause frustration, stress and even anger. Today I’m actually grateful for my delays. Wow, did I just say that? I think I did. I guess this is an example of growth and maturity.
So, on Sunday, in a fit of desperation over my finances, I applied for a “fast cash loan.” I know, bad idea right? Right. At the moment I had little faith and lots of bills. I’m spending most of my money investing in my future so that means the cup is not running over right now. I need some relief. The “fast cash” loan seemed like my best option. The money should reach my account first thing in the morning. Actually, that’s not what happened and that was a blessing in disguise.
No loan money appears in my account and I automatically think “Lord, what have I done? Did I get scammed?” Upon further investigation I discovered that the money would not be available until Tuesday. This information prompted me to carefully read my contract. Low and behold, I just signed up for a loan with a 500% interest rate! I would pay about $2000 to borrow $700. Um, hell to the no!
I call the loan company and ask if it is possible to cancel my loan before the money was released to my account. Thankfully the agent says “yes, we can do that.” I sigh with relief and end the call. My God, I am so glad I did not get what I wanted! I’m back to creating more ways to supplement my income, take care of my responsibilities and finance my dreams. I can do all of that if I am more creative about how to earn money with my interests, talents and hobbies.
So, today, I am thankful for my delays because they have truly saved my financial life.